Wednesday, 31 August 2016

5 Top Tips To Pick The Right Lawyers


In the process of property purchase, hire a lawyer is not able to be avoided. Although the legal fees are quite expensive, but still, you will need to hire one to handle all the legal stuff which you can't handle by your own. Especially for property investors, they will need some trustable lawyers to support their back. 

In order to hire a layer for yourself and worth for money, here are 5 top tips to pick the right lawyer; 

1. Visit your lawyer’s office

-- Visit your lawyer's office so you can get to know whether he/she is efficiency. 

2. Your lawyer’s office should be located within your property

-- Look for the lawyer firm nearby the property that you wanted to buy as they are familiar with the property and land officers in the area.

3. Ask for the quantum of their PII

-- This is for those property investors who buys a large quantities of property at a time. They will then ask for the quantum of the lawyer’s Professional Indemnity Insurance (PII), for in case of negligence or fraudulence. 

4. Find  the lawyer who invest in property too

-- If you are property investor, this is very important to hire the lawyers who invest in property as well. This is because they are understand the procedures of buying an investment property and you may seek advice from them.

5. Find a lawyer that suits to your “level”

-- This is another important thing to find a lawyer that suits to your level. For example, you can't hire a famous lawyer to handle your very first property purchase as the legal fees of a well-known lawyer are always higher than others.


Tuesday, 30 August 2016

5 Simple Guidelines For First-Time Property Investors



Believe that there are many youngsters out there are waiting for the chance to get themselves jump into property investment field in order to earn massive wealth as well as retire early.

Before you get started, this is the article that you should not missed as we will demonstrate some simple guidelines for you.

5 Simple Guidelines For First-Time Property Investors

1. Buy Ready-Built Property

2. Right Location For Investment

3. Buy The Property With Ready-Tenant

4. Buy And Keep Forever

5. Never Regret What You’ve Bought


Sunday, 21 August 2016

Sell Your Home Fast In 5 Ways


There are  5 ways that you can sell your property quickly. Below are the methods that you out on your reference;

Method 1 to sell your property fast:

Post a Video Love Letter About Your Home on The Internet


Method 2 to sell your property fast:

Light Up The House


Method 3 to sell your property fast:

De-personalize


Method 4 to sell your property fast:

Be Readily Available to Show


Method 4 to sell your property fast:

Modernize the Place


For read full about this topic, visit WMA Property Blog @ 
http://wmaproperty.com/blog/5-ways-to-sell-your-home-fast/

Saturday, 20 August 2016

The Types Of Property Loans In Malaysia



If you are the first-time home buyer, this is the question you are thinking about. Do you know how many property loans that available in Malaysia? Which type of property loan suits you? No worries, in WMA Property - Malaysia Property Investment Blog, we will clear your doubts on this topic.


① Loan with Fixed Interest rate

This is the common term loan in Malaysia which have a fixed interest rate throughout the loan tenure. 

② Loan with Floating Rate

This term loan is based on a reference rate such as BLR, BFR, OPR and KLIBOR that could change over the duration of the loan tenure. 

③ Overdrafts (OD)

Overdraft is a line of credit and accessed through a current account with no fixed monthly repayment. 

④ Combination of Loan and Overdraft

You can get the lower interest costs and enjoy the flexibility at the same time by combination of both loans and overdraft. 

To read more details about this topic, visit http://wmaproperty.com/blog/what-are-the-property-loans-that-applicable-in-malaysia/

Wednesday, 17 August 2016

Step By Step Guide To Buy A House



Are you first-time homebuyer? Are you plan to buy a house but don't know what is the process and the costs involved? Not fret! In this article, we will guide you step by step to buy a house as well as what are the costs involved during house purchase.

Step 1: Look for the house that you can afford

Firstly, you will  need to look for the house that according to your current financial status. For example; if your monthly income is RM 4,000, you should then look for the house priced at RM 350,000 to RM 400,000. 

Step 2: Make The Booking

If you decide to buy that house, you will need to prepare some money pay a 2%~3% of the property purchase price for booking fee to developer/property agent and they will issue a booking receipt to you and you have to keep it in well condition.

Step 3: Apply Home Loan

The next step you will need to do is apply the home loan with bank. Don't expect the bank will so good to offer you the financing up to 90% of the property purchase price for sure. Sometimes, you need to think about the worse.

Step 4: Complete The Deal

Once your home loan application is approved by the bank, you will need to hire a lawyer to help you to execute the legal stuff and you will also need to prepare the extra money to pay for legal fees and stamp duty. Once everything is completed, the bank will disburse the loan amount to the seller and you will be informed to collect the house key.

Congratulations, you’re officially the homeowner and you can started to decorate/ renovate the house that you like.

To read more details about this topic, visit http://wmaproperty.com/blog/step-by-step-guide-for-first-time-homebuyer/